/* styles.css - CSS Principal para BDV EMPRESAS */

/* ================================
   VARIABLES CSS PERSONALIZABLES
   ================================ */

:root {
    /* COLORES PRINCIPALES - EDITABLES */
    --color-primary: #1e40af;
    --color-secondary: #06b6d4;
    --color-accent: #10b981;
    --color-success: #22c55e;
    --color-warning: #f59e0b;
    --color-danger: #ef4444;
    --color-info: #3b82f6;
    --color-purple: #8b5cf6;
    --color-pink: #ec4899;
    --color-orange: #f97316;
    --color-cyan: #06b6d4;
    
    /* GRADIENTES - EDITABLES */
    --gradient-primary: linear-gradient(135deg, var(--color-primary) 0%, var(--color-secondary) 100%);
    --gradient-hero: linear-gradient(135deg, #1e3a8a 0%, #3b82f6 25%, #06b6d4 50%, #0891b2 75%, #1e40af 100%);
    --gradient-card: linear-gradient(145deg, #ffffff 0%, #f8fafc 100%);
    --gradient-glass: linear-gradient(145deg, rgba(255,255,255,0.1) 0%, rgba(255,255,255,0.05) 100%);
    
    /* COLORES DE TEXTO - EDITABLES */
    --text-primary: #1f2937;
    --text-secondary: #6b7280;
    --text-light: #9ca3af;
    --text-white: #ffffff;
    --text-accent: var(--color-primary);
    
    /* COLORES DE FONDO - EDITABLES */
    --bg-primary: #ffffff;
    --bg-secondary: #f9fafb;
    --bg-dark: #1f2937;
    --bg-card: #ffffff;
    --bg-hero: var(--gradient-hero);
    
    /* SOMBRAS - EDITABLES */
    --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
    --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1);
    --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1);
    --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.1);
    --shadow-2xl: 0 25px 50px -12px rgb(0 0 0 / 0.25);
    
    /* BORDES Y RADIUS - EDITABLES */
    --border-radius-sm: 0.5rem;
    --border-radius: 1rem;
    --border-radius-lg: 1.5rem;
    --border-radius-xl: 2rem;
    --border-radius-2xl: 2.5rem;
    
    /* ESPACIADO - EDITABLES */
    --spacing-xs: 0.5rem;
    --spacing-sm: 1rem;
    --spacing-md: 1.5rem;
    --spacing-lg: 2rem;
    --spacing-xl: 3rem;
    --spacing-2xl: 4rem;
    
    /* TIPOGRAFÍA - EDITABLES */
    --font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    --font-size-xs: 0.75rem;
    --font-size-sm: 0.875rem;
    --font-size-base: 1rem;
    --font-size-lg: 1.125rem;
    --font-size-xl: 1.25rem;
    --font-size-2xl: 1.5rem;
    --font-size-3xl: 1.875rem;
    --font-size-4xl: 2.25rem;
    --font-size-5xl: 3rem;
    --font-size-6xl: 3.75rem;
    
    /* TRANSICIONES - EDITABLES */
    --transition-fast: 0.15s ease;
    --transition-normal: 0.3s ease;
    --transition-slow: 0.5s ease;
    
    /* Z-INDEX LAYERS */
    --z-dropdown: 1000;
    --z-sticky: 1020;
    --z-fixed: 1030;
    --z-modal-backdrop: 1040;
    --z-modal: 1050;
    --z-popover: 1060;
    --z-tooltip: 1070;
}

/* ================================
   RESET Y BASE
   ================================ */

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-family);
    font-size: var(--font-size-base);
    line-height: 1.6;
    color: var(--text-primary);
    background-color: var(--bg-secondary);
    overflow-x: hidden;
}

/* ================================
   UTILIDADES GENERALES
   ================================ */

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
}

.hidden {
    display: none !important;
}

.visible {
    opacity: 1 !important;
    transform: translateY(0) !important;
}

/* Animaciones base - MEJORADAS */
.animate-ready {
    opacity: 0;
    transform: translateY(50px);
    transition: all 1.2s cubic-bezier(0.25, 0.46, 0.45, 0.94);
    will-change: transform, opacity;
}

.animate-ready.animated {
    opacity: 1;
    transform: translateY(0);
}

.animate-in {
    animation: slideInUp 0.8s cubic-bezier(0.25, 0.46, 0.45, 0.94) forwards;
}

@keyframes slideInUp {
    from {
        opacity: 0;
        transform: translateY(50px) scale(0.95);
    }
    to {
        opacity: 1;
        transform: translateY(0) scale(1);
    }
}

/* Animaciones específicas para elementos */
.slide-in-left {
    opacity: 0;
    transform: translateX(-80px);
    transition: all 1s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

.slide-in-left.animated {
    opacity: 1;
    transform: translateX(0);
}

.slide-in-right {
    opacity: 0;
    transform: translateX(80px);
    transition: all 1s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

.slide-in-right.animated {
    opacity: 1;
    transform: translateX(0);
}

.fade-in {
    opacity: 0;
    transform: scale(0.9);
    transition: all 0.8s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}

.fade-in.animated {
    opacity: 1;
    transform: scale(1);
}

/* Animaciones escalonadas */
.stagger-animation {
    animation-delay: var(--stagger-delay, 0s);
}

/* ================================
   HEADER
   ================================ */

.header-main {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    box-shadow: var(--shadow-lg);
    position: sticky;
    top: 0;
    z-index: var(--z-sticky);
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
}

.nav-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
}

.nav-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: var(--spacing-sm) 0;
    position: relative;
}

/* Logo Section */
.logo-section {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
}

.logo-icon {
    width: 3.5rem;
    height: 3.5rem;
    background: var(--gradient-primary);
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-white);
    font-size: 1.25rem;
    box-shadow: var(--shadow-md);
}

.company-name {
    font-size: var(--font-size-2xl);
    font-weight: 900;
    color: var(--text-primary);
    line-height: 1.2;
}

.company-subtitle {
    font-size: var(--font-size-sm);
    color: var(--text-secondary);
    font-weight: 500;
}

/* Navigation Menu */
.nav-menu {
    display: flex;
    align-items: center;
    gap: var(--spacing-xl);
}

.nav-link {
    color: var(--text-secondary);
    text-decoration: none;
    font-weight: 500;
    font-size: var(--font-size-base);
    transition: var(--transition-normal);
    position: relative;
}

.nav-link:hover {
    color: var(--color-primary);
    transform: translateY(-1px);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--color-primary);
    transition: width var(--transition-normal);
}

.nav-link:hover::after {
    width: 100%;
}

/* Login Button */
.btn-login {
    background: var(--gradient-primary);
    color: var(--text-white);
    border: none;
    padding: var(--spacing-sm) var(--spacing-lg);
    border-radius: var(--border-radius);
    font-weight: 600;
    font-size: var(--font-size-base);
    cursor: pointer;
    transition: var(--transition-normal);
    box-shadow: var(--shadow-md);
}

.btn-login:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

/* Mobile Menu Button */
.mobile-menu-btn {
    display: none;
    background: none;
    border: none;
    font-size: var(--font-size-xl);
    color: var(--text-secondary);
    cursor: pointer;
    padding: var(--spacing-xs);
}

/* ================================
   HERO SECTION
   ================================ */

.hero-section {
    background: var(--bg-hero);
    background-size: 400% 400%;
    animation: gradientShift 8s ease infinite;
    color: var(--text-white);
    padding: var(--spacing-2xl) 0;
    position: relative;
    overflow: hidden;
    min-height: 80vh;
    display: flex;
    align-items: center;
}

@keyframes gradientShift {
    0% { background-position: 0% 50%; }
    50% { background-position: 100% 50%; }
    100% { background-position: 0% 50%; }
}

/* Background Elements */
.hero-bg-elements {
    position: absolute;
    inset: 0;
    pointer-events: none;
    overflow: hidden;
}

.floating-element {
    position: absolute;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.1);
    animation: float 6s ease-in-out infinite;
}

.floating-1 {
    top: 10%;
    right: 10%;
    width: 8rem;
    height: 8rem;
    animation-delay: 0s;
}

.floating-2 {
    bottom: 20%;
    left: 5%;
    width: 6rem;
    height: 6rem;
    animation-delay: 2s;
}

.floating-3 {
    top: 50%;
    right: 5%;
    width: 4rem;
    height: 4rem;
    animation-delay: 4s;
}

@keyframes float {
    0%, 100% { transform: translateY(0px) rotate(0deg); }
    25% { transform: translateY(-20px) rotate(2deg); }
    50% { transform: translateY(-10px) rotate(-2deg); }
    75% { transform: translateY(-15px) rotate(1deg); }
}

.hero-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
    position: relative;
    z-index: 10;
}

/* Hero Content */
.hero-content {
    text-align: center;
    margin-bottom: var(--spacing-2xl);
}

.hero-title {
    font-size: clamp(var(--font-size-4xl), 5vw, var(--font-size-6xl));
    font-weight: 900;
    line-height: 1.1;
    margin-bottom: var(--spacing-lg);
    text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.3);
}

.hero-description {
    font-size: var(--font-size-xl);
    line-height: 1.7;
    margin-bottom: var(--spacing-xl);
    max-width: 4xl;
    margin-left: auto;
    margin-right: auto;
    color: rgba(255, 255, 255, 0.9);
}

/* Hero Buttons */
.hero-buttons {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-sm);
    align-items: center;
}

.btn-primary {
    background: var(--text-white);
    color: var(--color-primary);
    border: none;
    padding: var(--spacing-md) var(--spacing-xl);
    border-radius: var(--border-radius);
    font-weight: 700;
    font-size: var(--font-size-lg);
    cursor: pointer;
    transition: var(--transition-normal);
    box-shadow: var(--shadow-lg);
    position: relative;
    overflow: hidden;
}

.btn-primary:hover {
    transform: translateY(-2px) scale(1.05);
    box-shadow: var(--shadow-2xl);
}

.btn-secondary {
    background: transparent;
    color: var(--text-white);
    border: 2px solid var(--text-white);
    padding: var(--spacing-md) var(--spacing-xl);
    border-radius: var(--border-radius);
    font-weight: 700;
    font-size: var(--font-size-lg);
    cursor: pointer;
    transition: var(--transition-normal);
}

.btn-secondary:hover {
    background: var(--text-white);
    color: var(--color-primary);
    transform: translateY(-2px) scale(1.05);
}

/* Hero Stats Badge */
.hero-stats-badge {
    display: flex;
    flex-direction: column;
    align-items: center;
    margin-bottom: var(--spacing-xl);
}

.stats-badge-content {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-sm);
    background: var(--gradient-glass);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-sm) var(--spacing-lg);
    box-shadow: var(--shadow-lg);
}

.stats-number {
    font-size: var(--font-size-2xl);
    font-weight: 900;
}

.stats-icon {
    width: 2rem;
    height: 2rem;
    background: #fbbf24;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #92400e;
}

.stats-label {
    font-weight: 600;
}

.stats-subtitle {
    color: rgba(255, 255, 255, 0.8);
    font-size: var(--font-size-sm);
    margin-top: var(--spacing-xs);
}

/* Stats Grid */
.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-xl);
}

.stat-card {
    background: var(--gradient-glass);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-lg);
    text-align: center;
    transition: var(--transition-normal);
}

.stat-card:hover {
    transform: translateY(-5px) scale(1.05);
    background: linear-gradient(145deg, rgba(255,255,255,0.2) 0%, rgba(255,255,255,0.1) 100%);
}

.stat-number {
    font-size: var(--font-size-3xl);
    font-weight: 900;
    line-height: 1;
    margin-bottom: var(--spacing-xs);
}

.stat-label {
    font-size: var(--font-size-sm);
    color: rgba(255, 255, 255, 0.9);
    font-weight: 500;
}

.stat-sublabel {
    font-size: var(--font-size-xs);
    color: rgba(255, 255, 255, 0.7);
    margin-top: 2px;
}

/* Cities Section */
.cities-section {
    text-align: center;
}

.cities-list {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    align-items: center;
    gap: var(--spacing-lg);
}

.city-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-xs);
    font-weight: 600;
}

.city-item i {
    color: #67e8f9;
}

.city-separator {
    color: #67e8f9;
    font-size: var(--font-size-lg);
}

/* ================================
   SERVICES SECTION
   ================================ */

.services-section {
    padding: var(--spacing-2xl) 0;
    background: var(--bg-primary);
}

.services-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
}

/* Section Headers */
.section-header {
    text-align: center;
    margin-bottom: var(--spacing-2xl);
}

.section-title-group {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-sm);
    margin-bottom: var(--spacing-sm);
}

.section-emoji {
    font-size: var(--font-size-4xl);
}

.section-title {
    font-size: var(--font-size-4xl);
    font-weight: 900;
    color: var(--text-primary);
}

.section-subtitle {
    font-size: var(--font-size-2xl);
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: var(--spacing-sm);
}

.section-description {
    font-size: var(--font-size-xl);
    color: var(--text-secondary);
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.7;
}

/* Services Grid */
.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: var(--spacing-xl);
    margin-bottom: var(--spacing-xl);
}

.service-card {
    background: var(--gradient-card);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-xl);
    box-shadow: var(--shadow-md);
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    position: relative;
    overflow: hidden;
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(59, 130, 246, 0.1), transparent);
    transition: left 0.5s ease;
}

.service-card:hover::before {
    left: 100%;
}

.service-card:hover {
    transform: translateY(-8px) scale(1.02);
    box-shadow: var(--shadow-2xl);
}

/* Service Badge */
.service-badge {
    position: absolute;
    top: var(--spacing-sm);
    right: var(--spacing-sm);
    background: #fbbf24;
    color: #92400e;
    padding: var(--spacing-xs) var(--spacing-sm);
    border-radius: var(--border-radius);
    font-size: var(--font-size-xs);
    font-weight: 700;
}

/* Service Icons */
.service-icon {
    width: 4rem;
    height: 4rem;
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: var(--spacing-lg);
    font-size: var(--font-size-2xl);
    color: white;
}

.service-icon-blue { background: var(--color-primary); }
.service-icon-green { background: var(--color-success); }
.service-icon-purple { background: var(--color-purple); }
.service-icon-orange { background: var(--color-orange); }
.service-icon-cyan { background: var(--color-cyan); }
.service-icon-pink { background: var(--color-pink); }

.service-title {
    font-size: var(--font-size-2xl);
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: var(--spacing-sm);
}

.service-description {
    color: var(--text-secondary);
    margin-bottom: var(--spacing-lg);
    line-height: 1.6;
}

/* Service Features */
.service-features {
    margin-bottom: var(--spacing-lg);
}

.feature-item {
    color: var(--text-secondary);
    font-size: var(--font-size-sm);
    margin-bottom: var(--spacing-xs);
    padding-left: var(--spacing-sm);
    position: relative;
}

.feature-item::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--color-success);
    font-weight: bold;
}

/* Investment Options */
.investment-options {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-sm);
    margin-bottom: var(--spacing-lg);
}

.investment-option {
    text-align: center;
    padding: var(--spacing-sm);
    background: rgba(0, 0, 0, 0.02);
    border-radius: var(--border-radius);
}

.option-rate {
    font-size: var(--font-size-2xl);
    font-weight: 700;
    color: var(--color-success);
}

.option-label {
    font-size: var(--font-size-xs);
    color: var(--text-secondary);
}

/* Service Highlight */
.service-highlight {
    text-align: center;
    margin-bottom: var(--spacing-lg);
}

.highlight-number {
    font-size: var(--font-size-4xl);
    font-weight: 900;
    color: var(--color-primary);
    line-height: 1;
}

.highlight-label {
    font-size: var(--font-size-sm);
    color: var(--text-secondary);
}

/* Service Buttons */
.service-btn {
    width: 100%;
    border: none;
    padding: var(--spacing-sm) 0;
    border-radius: var(--border-radius);
    font-weight: 600;
    font-size: var(--font-size-base);
    cursor: pointer;
    transition: var(--transition-normal);
    color: white;
}

.service-btn:hover {
    transform: translateY(-2px) scale(1.02);
    box-shadow: var(--shadow-lg);
}

.btn-blue { background: var(--color-primary); }
.btn-green { background: var(--color-success); }
.btn-purple { background: var(--color-purple); }
.btn-orange { background: var(--color-orange); }
.btn-cyan { background: var(--color-cyan); }
.btn-pink { background: var(--color-pink); }

/* Services Footer */
.services-footer {
    text-align: center;
}

.btn-view-all {
    background: var(--gradient-primary);
    color: var(--text-white);
    border: none;
    padding: var(--spacing-md) var(--spacing-xl);
    border-radius: var(--border-radius);
    font-weight: 600;
    font-size: var(--font-size-lg);
    cursor: pointer;
    transition: var(--transition-normal);
    box-shadow: var(--shadow-md);
}

.btn-view-all:hover {
    transform: translateY(-2px) scale(1.05);
    box-shadow: var(--shadow-xl);
}

/* ================================
   LOANS FEATURE SECTION
   ================================ */

.loans-feature-section {
    padding: var(--spacing-2xl) 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
    position: relative;
    overflow: hidden;
}

.loans-feature-section::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 100px;
    background: linear-gradient(to bottom, var(--bg-primary), transparent);
    z-index: 1;
}

.loans-feature-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
    position: relative;
    z-index: 2;
}

.loans-feature-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-2xl);
    align-items: center;
    min-height: 70vh;
}

/* Left Content */
.loans-feature-left {
    padding-right: var(--spacing-lg);
}

.loans-feature-header {
    margin-bottom: var(--spacing-xl);
}

.loans-feature-badge {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
    background: linear-gradient(135deg, var(--color-success), #16a34a);
    color: white;
    padding: var(--spacing-xs) var(--spacing-md);
    border-radius: var(--border-radius-xl);
    font-size: var(--font-size-sm);
    font-weight: 600;
    margin-bottom: var(--spacing-lg);
    box-shadow: var(--shadow-md);
}

.loans-feature-title {
    font-size: clamp(var(--font-size-3xl), 4vw, var(--font-size-5xl));
    font-weight: 900;
    line-height: 1.2;
    color: var(--text-primary);
    margin-bottom: var(--spacing-lg);
    background: linear-gradient(135deg, var(--text-primary), var(--color-primary));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.loans-feature-description {
    font-size: var(--font-size-xl);
    line-height: 1.7;
    color: var(--text-secondary);
    margin-bottom: var(--spacing-xl);
}

/* Features List */
.loans-feature-list {
    margin-bottom: var(--spacing-xl);
    display: flex;
    flex-direction: column;
    gap: var(--spacing-lg);
}

.loans-feature-item {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-md);
    padding: var(--spacing-lg);
    background: var(--bg-primary);
    border-radius: var(--border-radius-lg);
    box-shadow: var(--shadow-sm);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: all var(--transition-normal);
}

.loans-feature-item:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
}

.feature-icon {
    width: 3rem;
    height: 3rem;
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--font-size-lg);
    color: white;
    flex-shrink: 0;
}

.feature-icon-success { background: var(--color-success); }
.feature-icon-info { background: var(--color-info); }
.feature-icon-primary { background: var(--color-primary); }
.feature-icon-warning { background: var(--color-warning); }

.feature-content {
    flex: 1;
}

.feature-title {
    font-size: var(--font-size-lg);
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: var(--spacing-xs);
}

.feature-desc {
    color: var(--text-secondary);
    line-height: 1.5;
}

/* CTA Buttons */
.loans-feature-actions {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-sm);
}

.loans-cta-primary,
.loans-cta-secondary {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-sm);
    padding: var(--spacing-md) var(--spacing-xl);
    border-radius: var(--border-radius);
    font-weight: 600;
    font-size: var(--font-size-base);
    cursor: pointer;
    transition: all var(--transition-normal);
    border: none;
    position: relative;
    overflow: hidden;
}

.loans-cta-primary {
    background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
    color: white;
    box-shadow: var(--shadow-lg);
}

.loans-cta-primary:hover {
    transform: translateY(-2px) scale(1.02);
    box-shadow: var(--shadow-xl);
}

.loans-cta-secondary {
    background: transparent;
    color: var(--color-primary);
    border: 2px solid var(--color-primary);
}

.loans-cta-secondary:hover {
    background: var(--color-primary);
    color: white;
    transform: translateY(-2px) scale(1.02);
}

/* Right Image Section */
.loans-feature-right {
    position: relative;
    height: 100%;
    min-height: 600px;
}

.loans-image-container {
    position: relative;
    height: 100%;
    width: 100%;
}

.loans-image-wrapper {
    position: relative;
    height: 80%;
    width: 85%;
    margin: 0 auto;
    border-radius: var(--border-radius-2xl);
    overflow: hidden;
    box-shadow: var(--shadow-2xl);
    transform: perspective(1000px) rotateY(-15deg) rotateX(5deg);
    transition: all var(--transition-slow);
}

.loans-image-wrapper:hover {
    transform: perspective(1000px) rotateY(-10deg) rotateX(2deg) scale(1.02);
}

.loans-image {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    transition: all var(--transition-slow);
}

.loans-image-wrapper:hover .loans-image {
    transform: scale(1.1);
}

/* Floating Stat Cards */
.floating-stat-card {
    position: absolute;
    background: var(--bg-primary);
    border-radius: var(--border-radius-lg);
    padding: var(--spacing-md);
    box-shadow: var(--shadow-xl);
    border: 1px solid rgba(255, 255, 255, 0.8);
    backdrop-filter: blur(10px);
    animation: floatCard 6s ease-in-out infinite;
    z-index: 10;
}

.stat-card-1 {
    top: 15%;
    left: -10%;
    animation-delay: 0s;
}

.stat-card-2 {
    top: 60%;
    right: -15%;
    animation-delay: 2s;
}

.stat-card-3 {
    bottom: 20%;
    left: -5%;
    animation-delay: 4s;
}

@keyframes floatCard {
    0%, 100% { transform: translateY(0px) rotate(0deg); }
    25% { transform: translateY(-10px) rotate(1deg); }
    50% { transform: translateY(-5px) rotate(-1deg); }
    75% { transform: translateY(-15px) rotate(0.5deg); }
}

.stat-card-content {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
}

.stat-card-icon {
    width: 2.5rem;
    height: 2.5rem;
    background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: var(--font-size-base);
}

.stat-card-info {
    text-align: left;
}

.stat-card-number {
    font-size: var(--font-size-xl);
    font-weight: 900;
    color: var(--text-primary);
    line-height: 1;
}

.stat-card-label {
    font-size: var(--font-size-xs);
    color: var(--text-secondary);
    font-weight: 500;
}

/* ================================
   RESPONSIVE DESIGN PARA LOANS
   ================================ */

@media (max-width: 1024px) {
    .loans-feature-content {
        grid-template-columns: 1fr;
        gap: var(--spacing-xl);
    }
    
    .loans-feature-left {
        padding-right: 0;
        order: 2;
    }
    
    .loans-feature-right {
        order: 1;
        min-height: 400px;
    }
    
    .loans-image-wrapper {
        transform: perspective(1000px) rotateY(-8deg) rotateX(3deg);
        width: 90%;
        height: 70%;
    }
    
    .floating-stat-card {
        transform: scale(0.9);
    }
}

@media (max-width: 768px) {
    .loans-feature-section {
        padding: var(--spacing-xl) 0;
    }
    
    .loans-feature-actions {
        flex-direction: column;
    }
    
    .loans-cta-primary,
    .loans-cta-secondary {
        width: 100%;
        justify-content: center;
        padding: var(--spacing-sm) var(--spacing-lg);
    }
    
    .loans-feature-item {
        flex-direction: column;
        text-align: center;
        gap: var(--spacing-sm);
    }
    
    .loans-image-wrapper {
        transform: none;
        width: 100%;
        height: 60%;
        border-radius: var(--border-radius-lg);
    }
    
    .floating-stat-card {
        position: static;
        margin: var(--spacing-sm) 0;
        transform: none;
        animation: none;
    }
    
    .stat-card-1,
    .stat-card-2, 
    .stat-card-3 {
        position: static;
        margin-bottom: var(--spacing-sm);
    }
}

@media (max-width: 480px) {
    .loans-feature-title {
        font-size: var(--font-size-3xl);
    }
    
    .loans-feature-description {
        font-size: var(--font-size-base);
    }
    
    .loans-feature-right {
        min-height: 300px;
    }
}

.about-section {
    padding: var(--spacing-2xl) 0;
    background: var(--bg-secondary);
}

.about-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
}

.about-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: var(--spacing-2xl);
    align-items: center;
}

/* About Left */
.about-left {
    padding-right: var(--spacing-lg);
}

.about-header {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    margin-bottom: var(--spacing-lg);
}

.about-emoji {
    font-size: var(--font-size-4xl);
}

.about-title {
    font-size: var(--font-size-4xl);
    font-weight: 900;
    color: var(--text-primary);
}

.about-subtitle {
    font-size: var(--font-size-2xl);
    font-weight: 700;
    color: var(--text-accent);
    margin-bottom: var(--spacing-lg);
}

.about-description {
    font-size: var(--font-size-xl);
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: var(--spacing-xl);
}

/* About Stats */
.about-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--spacing-lg);
    margin-bottom: var(--spacing-xl);
}

.about-stat {
    text-align: center;
}

.about-stat-number {
    font-size: var(--font-size-4xl);
    font-weight: 900;
    color: var(--color-primary);
    line-height: 1;
}

.about-stat-label {
    font-size: var(--font-size-sm);
    color: var(--text-secondary);
}

.about-btn {
    background: var(--color-secondary);
    color: var(--text-white);
    border: none;
    padding: var(--spacing-md) var(--spacing-xl);
    border-radius: var(--border-radius);
    font-weight: 600;
    font-size: var(--font-size-base);
    cursor: pointer;
    transition: var(--transition-normal);
    box-shadow: var(--shadow-md);
}

.about-btn:hover {
    transform: translateY(-2px) scale(1.05);
    box-shadow: var(--shadow-xl);
}

/* Values Card */
.values-card {
    background: var(--gradient-primary);
    color: var(--text-white);
    padding: var(--spacing-xl);
    border-radius: var(--border-radius-xl);
    box-shadow: var(--shadow-xl);
}

.values-title {
    font-size: var(--font-size-3xl);
    font-weight: 700;
    margin-bottom: var(--spacing-xl);
    text-align: center;
}

.values-list {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-lg);
}

.value-item {
    display: flex;
    align-items: flex-start;
    gap: var(--spacing-md);
}

.value-icon {
    width: 3rem;
    height: 3rem;
    background: rgba(255, 255, 255, 0.2);
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: var(--font-size-xl);
}

.value-content .value-title {
    font-size: var(--font-size-lg);
    font-weight: 700;
    margin-bottom: var(--spacing-xs);
}

.value-description {
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.5;
}

/* ================================
   CALCULATORS SECTION
   ================================ */

.calculators-section {
    padding: var(--spacing-2xl) 0;
    background: var(--bg-primary);
}

.calculators-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
}

.calculators-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: var(--spacing-xl);
}

.calculator-card {
    padding: var(--spacing-xl);
    border-radius: var(--border-radius-xl);
    box-shadow: var(--shadow-lg);
    transition: var(--transition-normal);
}

.calculator-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-2xl);
}

.calc-loans {
    background: linear-gradient(145deg, #eff6ff 0%, #dbeafe 100%);
}

.calc-investments {
    background: linear-gradient(145deg, #f0fdf4 0%, #dcfce7 100%);
}

.calc-insurance {
    background: linear-gradient(145deg, #faf5ff 0%, #f3e8ff 100%);
}

.calc-title {
    font-size: var(--font-size-2xl);
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: var(--spacing-lg);
    text-align: center;
}

/* Calculator Forms */
.calc-form {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
}

.calc-input,
.calc-select {
    width: 100%;
    padding: var(--spacing-sm);
    border: 2px solid #e5e7eb;
    border-radius: var(--border-radius);
    font-size: var(--font-size-base);
    transition: var(--transition-normal);
    background: white;
}

.calc-input:focus,
.calc-select:focus {
    outline: none;
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.1);
}

.calc-btn {
    width: 100%;
    padding: var(--spacing-sm) 0;
    border: none;
    border-radius: var(--border-radius);
    font-weight: 600;
    font-size: var(--font-size-base);
    cursor: pointer;
    transition: var(--transition-normal);
    color: white;
}

.calc-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.calc-btn-blue { background: var(--color-primary); }
.calc-btn-green { background: var(--color-success); }
.calc-btn-purple { background: var(--color-purple); }

/* Calculator Results */
.calc-result {
    padding: var(--spacing-md);
    border-radius: var(--border-radius);
    background: white;
    border: 2px solid;
    text-align: center;
    opacity: 0;
    transform: translateY(10px);
    transition: all var(--transition-normal);
}

.calc-result.show {
    opacity: 1;
    transform: translateY(0);
}

.calc-result-blue { border-color: var(--color-primary); }
.calc-result-green { border-color: var(--color-success); }
.calc-result-purple { border-color: var(--color-purple); }

.result-label {
    font-weight: 600;
    color: var(--text-primary);
    margin-bottom: var(--spacing-xs);
}

.result-value {
    font-size: var(--font-size-2xl);
    font-weight: 900;
    color: var(--color-primary);
}

.calc-result-green .result-value { color: var(--color-success); }
.calc-result-purple .result-value { color: var(--color-purple); }

/* ================================
   FOOTER
   ================================ */

.footer-main {
    background: var(--bg-dark);
    color: var(--text-white);
    padding: var(--spacing-2xl) 0 var(--spacing-lg);
}

.footer-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 var(--spacing-md);
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: var(--spacing-2xl);
    margin-bottom: var(--spacing-xl);
}

/* Footer Company */
.footer-company {
    max-width: 400px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-lg);
}

.footer-logo-icon {
    width: 4rem;
    height: 4rem;
    background: var(--gradient-primary);
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: var(--font-size-2xl);
}

.footer-company-name {
    font-size: var(--font-size-3xl);
    font-weight: 900;
    line-height: 1;
}

.footer-company-subtitle {
    font-size: var(--font-size-xl);
    font-weight: 600;
}

.footer-company-country {
    font-size: var(--font-size-lg);
    color: var(--color-secondary);
    font-weight: 600;
}

.footer-company-description {
    font-size: var(--font-size-xl);
    color: var(--text-light);
    line-height: 1.6;
}

/* Footer Sections */
.footer-section-title {
    font-size: var(--font-size-xl);
    font-weight: 700;
    margin-bottom: var(--spacing-lg);
}

.footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: var(--spacing-sm);
}

.footer-link {
    color: var(--text-light);
    text-decoration: none;
    transition: var(--transition-normal);
    font-size: var(--font-size-base);
}

.footer-link:hover {
    color: var(--text-white);
    transform: translateX(5px);
}

/* Social Media */
.footer-social {
    grid-column: 1 / -1;
    border-top: 1px solid #374151;
    padding-top: var(--spacing-xl);
}

.social-links {
    display: flex;
    gap: var(--spacing-md);
    justify-content: center;
    margin-top: var(--spacing-md);
}

.social-link {
    width: 3rem;
    height: 3rem;
    background: #374151;
    border-radius: var(--border-radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-light);
    text-decoration: none;
    transition: var(--transition-normal);
}

.social-link:hover {
    transform: translateY(-3px) scale(1.1);
    color: white;
}

.social-link.facebook:hover { background: #1877f2; }
.social-link.twitter:hover { background: #1da1f2; }
.social-link.linkedin:hover { background: #0077b5; }
.social-link.instagram:hover { background: #e4405f; }

/* ================================
   SCROLL TO TOP BUTTON
   ================================ */

#scrollToTop {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    width: 3.5rem;
    height: 3.5rem;
    background: var(--gradient-primary);
    color: white;
    border: none;
    border-radius: 50%;
    font-size: var(--font-size-lg);
    cursor: pointer;
    opacity: 0;
    visibility: hidden;
    transform: translateY(100px);
    transition: all var(--transition-normal);
    box-shadow: var(--shadow-xl);
    z-index: var(--z-fixed);
}

#scrollToTop.visible {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

#scrollToTop:hover {
    transform: translateY(-5px) scale(1.1);
    box-shadow: var(--shadow-2xl);
}

/* ================================
   NOTIFICATIONS
   ================================ */

.notification {
    position: fixed;
    top: 2rem;
    right: 2rem;
    max-width: 400px;
    padding: var(--spacing-md);
    border-radius: var(--border-radius);
    color: white;
    font-weight: 500;
    box-shadow: var(--shadow-xl);
    z-index: var(--z-modal);
    opacity: 0;
    transform: translateX(100%);
    transition: all var(--transition-normal);
}

.notification.show {
    opacity: 1;
    transform: translateX(0);
}

.notification-success { background: var(--color-success); }
.notification-warning { background: var(--color-warning); }
.notification-error { background: var(--color-danger); }
.notification-info { background: var(--color-info); }

/* ================================
   RESPONSIVE DESIGN
   ================================ */

/* Large Desktop */
@media (min-width: 1440px) {
    .container,
    .hero-container,
    .services-container,
    .about-container,
    .calculators-container,
    .footer-container {
        max-width: 1400px;
    }
}

/* Desktop */
@media (min-width: 1024px) {
    .hero-buttons {
        flex-direction: row;
        justify-content: center;
    }
    
    .stats-grid {
        grid-template-columns: repeat(6, 1fr);
    }
    
    .services-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* Tablet */
@media (max-width: 768px) {
    /* Header */
    .nav-menu {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: white;
        flex-direction: column;
        gap: 0;
        box-shadow: var(--shadow-lg);
        transform: translateY(-100%);
        opacity: 0;
        visibility: hidden;
        transition: all var(--transition-normal);
        border-radius: 0 0 var(--border-radius) var(--border-radius);
    }
    
    .nav-menu.mobile-active {
        transform: translateY(0);
        opacity: 1;
        visibility: visible;
    }
    
    .nav-link {
        padding: var(--spacing-md) var(--spacing-lg);
        border-bottom: 1px solid #e5e7eb;
        width: 100%;
        text-align: left;
    }
    
    .nav-link:last-child {
        border-bottom: none;
    }
    
    .mobile-menu-btn {
        display: block;
    }
    
    /* Hero */
    .hero-section {
        padding: var(--spacing-xl) 0;
        min-height: 70vh;
    }
    
    .hero-title {
        font-size: var(--font-size-4xl);
    }
    
    .hero-description {
        font-size: var(--font-size-lg);
    }
    
    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: var(--spacing-sm);
    }
    
    .cities-list {
        flex-direction: column;
        gap: var(--spacing-sm);
    }
    
    .city-separator {
        display: none;
    }
    
    /* Services */
    .services-grid {
        grid-template-columns: 1fr;
        gap: var(--spacing-lg);
    }
    
    .service-card {
        padding: var(--spacing-lg);
    }
    
    /* About */
    .about-content {
        grid-template-columns: 1fr;
        gap: var(--spacing-xl);
    }
    
    .about-left {
        padding-right: 0;
    }
    
    .about-stats {
        grid-template-columns: repeat(3, 1fr);
        gap: var(--spacing-md);
    }
    
    /* Calculators */
    .calculators-grid {
        grid-template-columns: 1fr;
        gap: var(--spacing-lg);
    }
    
    /* Footer */
    .footer-content {
        grid-template-columns: 1fr;
        gap: var(--spacing-xl);
    }
    
    .footer-company {
        max-width: none;
    }
    
    .social-links {
        justify-content: center;
    }
}

/* Mobile */
@media (max-width: 480px) {
    /* Base */
    :root {
        --spacing-xs: 0.25rem;
        --spacing-sm: 0.75rem;
        --spacing-md: 1rem;
        --spacing-lg: 1.5rem;
        --spacing-xl: 2rem;
        --spacing-2xl: 2.5rem;
    }
    
    .container,
    .hero-container,
    .services-container,
    .about-container,
    .calculators-container,
    .footer-container {
        padding: 0 var(--spacing-sm);
    }
    
    /* Hero */
    .hero-title {
        font-size: var(--font-size-3xl);
    }
    
    .hero-description {
        font-size: var(--font-size-base);
    }
    
    .stats-grid {
        grid-template-columns: 1fr;
        gap: var(--spacing-sm);
    }
    
    .hero-buttons {
        flex-direction: column;
        width: 100%;
    }
    
    .btn-primary,
    .btn-secondary {
        width: 100%;
        padding: var(--spacing-sm) var(--spacing-md);
        font-size: var(--font-size-base);
    }
    
    /* Services */
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .service-card {
        padding: var(--spacing-md);
    }
    
    .investment-options {
        grid-template-columns: 1fr;
    }
    
    /* About */
    .about-title {
        font-size: var(--font-size-3xl);
    }
    
    .about-stats {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .values-card {
        padding: var(--spacing-lg);
    }
    
    .value-item {
        flex-direction: column;
        text-align: center;
        gap: var(--spacing-sm);
    }
    
    /* Footer */
    .footer-logo {
        flex-direction: column;
        text-align: center;
        gap: var(--spacing-sm);
    }
    
    .footer-section-title {
        text-align: center;
    }
    
    .footer-links {
        text-align: center;
    }
    
    /* Notifications */
    .notification {
        left: var(--spacing-sm);
        right: var(--spacing-sm);
        max-width: none;
    }
    
    /* Scroll to top */
    #scrollToTop {
        bottom: 1rem;
        right: 1rem;
        width: 3rem;
        height: 3rem;
    }
}

/* ================================
   DARK MODE SUPPORT (OPCIONAL)
   ================================ */

@media (prefers-color-scheme: dark) {
    .auto-dark {
        --bg-primary: #1f2937;
        --bg-secondary: #111827;
        --text-primary: #f9fafb;
        --text-secondary: #d1d5db;
        --text-light: #9ca3af;
    }
}

/* ================================
   PRINT STYLES
   ================================ */

@media print {
    .header-main,
    .mobile-menu-btn,
    #scrollToTop,
    .notification,
    .hero-bg-elements,
    .floating-element {
        display: none !important;
    }
    
    .hero-section {
        background: white !important;
        color: black !important;
        padding: 1rem 0 !important;
    }
    
    * {
        box-shadow: none !important;
        text-shadow: none !important;
    }
    
    .service-card,
    .calculator-card {
        border: 1px solid #ccc !important;
        break-inside: avoid;
    }
}

/* ================================
   ACCESSIBILITY IMPROVEMENTS
   ================================ */

/* Focus styles */
button:focus,
input:focus,
select:focus,
a:focus {
    outline: 2px solid var(--color-primary);
    outline-offset: 2px;
}

/* Reduced motion support */
@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
    
    .floating-element {
        animation: none !important;
    }
    
    .hero-section {
        animation: none !important;
    }
}

/* High contrast mode */
@media (prefers-contrast: high) {
    :root {
        --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.3);
        --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.3);
        --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.3);
        --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.3);
        --shadow-2xl: 0 25px 50px -12px rgb(0 0 0 / 0.5);
    }
    
    .service-card,
    .calculator-card {
        border: 2px solid var(--text-primary);
    }
}

/* ================================
   UTILITY CLASSES
   ================================ */

.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }

.font-bold { font-weight: 700; }
.font-semibold { font-weight: 600; }
.font-medium { font-weight: 500; }

.mb-0 { margin-bottom: 0; }
.mb-1 { margin-bottom: var(--spacing-xs); }
.mb-2 { margin-bottom: var(--spacing-sm); }
.mb-3 { margin-bottom: var(--spacing-md); }
.mb-4 { margin-bottom: var(--spacing-lg); }

.mt-0 { margin-top: 0; }
.mt-1 { margin-top: var(--spacing-xs); }
.mt-2 { margin-top: var(--spacing-sm); }
.mt-3 { margin-top: var(--spacing-md); }
.mt-4 { margin-top: var(--spacing-lg); }

.p-0 { padding: 0; }
.p-1 { padding: var(--spacing-xs); }
.p-2 { padding: var(--spacing-sm); }
.p-3 { padding: var(--spacing-md); }
.p-4 { padding: var(--spacing-lg); }

.w-full { width: 100%; }
.h-full { height: 100%; }

.flex { display: flex; }
.grid { display: grid; }
.block { display: block; }
.inline-block { display: inline-block; }

.justify-center { justify-content: center; }
.justify-between { justify-content: space-between; }
.align-center { align-items: center; }

.cursor-pointer { cursor: pointer; }
.select-none { user-select: none; }

.overflow-hidden { overflow: hidden; }
.overflow-x-hidden { overflow-x: hidden; }
.overflow-y-hidden { overflow-y: hidden; }

/* ================================
   PERFORMANCE OPTIMIZATIONS
   ================================ */

/* GPU acceleration for animations */
.service-card,
.calculator-card,
.stat-card,
.btn-primary,
.btn-secondary,
.service-btn {
    will-change: transform;
    transform: translateZ(0);
}

/* Contain layout shifts */
.stats-grid,
.services-grid,
.calculators-grid {
    contain: layout style;
}

/* Optimize images */
img {
    max-width: 100%;
    height: auto;
    loading: lazy;
}

/* END OF CSS */